Stock Exchange Listings

Compliance Considerations for Social Networking Sites, we just registered today, so should you!

Live Program
March 17, 2010
1:30 p.m. – 2:30 p.m., Eastern Time / 10:30 a.m. – 11:30 a.m., Pacific Time

This webinar covers compliance and regulatory considerations when using social networking sites to communicate firm business. With the advent of Facebook, LinkedIn, MySpace and Twitter, business use of social networking sites has become popular and can present supervision challenges for firms. Panelists from FINRA discuss applicable FINRA rules for communications with the public and offer practical guidance on how to monitor and supervise social networking sites. This webinar lasts approximately 60 minutes. Audience members can participate in the live, real-time version or listen to the on-demand version at a later date. Questions can be submitted in advance or during the live program. This webinar was originally scheduled for December 16, 2009. 

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Register for the FINRA Webinar Live Program ($50 – FINRA member rate or $100 – non-member rate).

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Looking for Established Companies For Financing and Reverse Merger Candidates

We are looking for companies with minimum of $10,000,000 revenue and positive net cash flow and positive EBITDA.

Audited financials makes the process easier. If you want to expand into the US and would like to do so by an acquisition and are a healthy cash flow positive company, the loan can be 3 times EBIDA, so if you have combined EBIDA of $15,000,000 a loan of $45,000,000 would not be too difficult. If you are a public company who requires the funds, if you do for example one third equity and 2/3s as debt financing, it will be easier to get the capital at 2 times.  

If you are looking at doing acquisitions within the United States, and want to expand your business into the US, we can break down the opportunity by industry and work on acquisition financing for your firm. For example, anyone doing acquisition in Manufacturing is very strong, this is a good industry. Venture capital and debt financing companies have gone from funding 1000s of companies and are going back to brick and mortar, etc. No more non-performing loans on their books. The ethics and quality of basic business is back. The quality of businesses available for financing has dramatically changed the business.

The companies we introduce your firm to are New York Stock Exchange member firms, and are looking for quality businesses with audited financials. With their assistance, we can help find the acquisition or go public platform with investment capital that is available. It is all predicated on the quality of the business you have.

We are primarily interested in US and European Markets and stock exchange listings,  but if you fit the initial criteria, please contact us.

Please make your initial contact through info@otclistings.com as a finders agreement or referral fee for responding to this advertisement will first be drafted and executed before introductions will be made.

 Are you looking to acquire companies by industry? What industry are you in?

OTC Listings: Consumer Non-Cyclical Listings and Stock Symbols

OTC Listings: Industry or Consumer Cyclical Filings

OTC Listings: Conglomerates

OTC Listings: Capital Goods Listed Companies

OTC Listings: Non-Metallic Mining Issuers  

OTC Listings: Paper and Paper Products Issuers  

OTC Listings: Misc. Fabricated Products Issuers  

OTC Listings: Metals and Mining Issuers  

OTC Listings: Iron and Steel Reporting Issuers  

OTC Listings: Gold and Silver Reporting Issuers  

OTC Listings: Forestry and Wood Products Reporting Issuers  

OTC Listings: Fabricated Plastic and Rubber Reporting Issuers

OTC Listings: Containers and Packaging Issuers

OTC Listings: Chemical – Plastics & Rubber Companies

OTC Listings: Chemical Manufacturers

OTC Listings: Basic Materials Reporting Industry Stats and Companies

Here are the industries listed and number of companies within those categories:

Reporting Companies By Industry

Industry           Number of Companies

Basic Materials
Chemical Manufacturing   182      
Chemicals – Plastics & Rubber   40      
Containers & Packaging   67      
Fabricated Plastic & Rubber   43      
Forestry & Wood Products   25      
Gold & Silver     303      
Iron & Steel     64      
Metal Mining     177      
Misc. Fabricated Products   97      
Non-Metallic Mining    57      
Paper & Paper Products   57      

Capital Goods
Aerospace & Defense      98        
Constr. & Agric. Machinery   40      
Constr. – Supplies & Fixtures   81      
Construction – Raw Materials   41      
Construction Services    189      
Misc. Capital Goods    212      
Mobile Homes & RVs    11   

Conglomerates
Conglomerates      175     

Consumer Cyclical
Apparel/Accessories      130        
Appliance & Tool    33      
Audio & Video Equipment   48      
Auto & Truck Manufacturers   43      
Auto & Truck Parts    107      
Footwear     31      
Furniture & Fixtures    57      
Jewelry & Silverware    24      
Photography     25      
Recreational Products    145      
Textiles – Non Apparel   14      
Tires      9       

Consumer Non-Cyclical
Beverages (Alcoholic)    43        
Beverages (Non-Alcoholic)   43      
Crops      29      
Fish/Livestock    13      
Food Processing    167      
Office Supplies    24      
Personal & Household Prods.   110      
Tobacco     19       

Energy
Coal        29        
Oil & Gas – Integrated   70      
Oil & Gas Operations    466      
Oil Well Services & Equipment   160       

Financial
Consumer Financial Services   158      
Insurance (Accident & Health)   46      
Insurance (Life)    66      
Insurance (Miscellaneous)   37      
Insurance (Prop. & Casualty)   161      
Investment Services    158      
Misc. Financial Services   943      
Money Center Banks    73      
Regional Banks    684      
S&Ls/Savings Banks    379      

Healthcare
Biotechnology & Drugs     765        
Healthcare Facilities    244      
Major Drugs     35      
Medical Equipment & Supplies   419      

Services
Advertising       77        
Broadcasting & Cable TV   122      
Business Services    478      
Casinos & Gaming    92      
Communications Services   514      
Hotels & Motels    56      
Motion Pictures    75      
Personal Services    66      
Printing & Publishing    98      
Printing Services    21      
Real Estate Operations   369      
Recreational Activities   93      
Rental & Leasing    72      
Restaurants     159      
Retail (Apparel)    82      
Retail (Catalog & Mail Order)   69      
Retail (Department & Discount)  41      
Retail (Drugs)    34      
Retail (Grocery)    69      
Retail (Home Improvement)   25      
Retail (Specialty)    193      
Retail (Technology)    30      
Schools      55      
Security Systems & Services   69      
Waste Management Services   106      

Technology
Communications Equipment     305        
Computer Hardware    76      
Computer Networks    93      
Computer Peripherals    110      
Computer Services    514      
Computer Storage Devices   52      
Electronic Instr. & Controls   324      
Office Equipment    31      
Scientific & Technical Instr.   189      
Semiconductors     303      
Software & Programming   848      

Transportation
Air Courier       18        
Airline     53      
Misc. Transportation    51      
Railroads     29      
Trucking     61      
Water Transportation    69      

Utilities
Electric Utilities      156        
Natural Gas Utilities    70      
Water Utilities    23

Bad Credit Loan is a loan which is generally speaking offered by more predatory lending practices or companies that make profits at the expense of your financial stability. Often Bad Credit Loan and Debt Consolidation companies help pay the unsecured debts that you are struggling with to pay on time. With the current state of the economy, bad credit loans and debt consolidation provide a method of pulling an unmanageable burden into a single payment scheme and allow the rebuilding of one’s credit. Likely you have been turned down for loans and credit. Some of these quick loan applications can come by way of securing it against your assets or house, some security is expected. These often have communities of mortgage investors. In other cases, Bad Credit Loan services might offer the loan online, an online bad credit loan, which usually gives overnight service. They are often open around the clock, but the % on the money is as high as it could legally be within your Country of origin.

Some suggest that you can build with bad credit loans. Paying back the loans can be registered and if the loans are used to pay off capital before going into default. Due to the high interest however, I am sceptical of bad credit loans. I would sooner use my ingenuity and seek capital from friends and family with similar terms. Most people don’t think about the fact that friends and family are a healthy alternative, especially if you are willing to give them the same rate and similar payment terms. I highly suggest trying to convince yourself to use a loan document such as those at www.documentyourloan.com or www.kasu.ca, and find the money from friends and family under the same terms. Let someone you love make the profits.

Bad credit loans and debt consolidation plans require that all payments are made on time, and this is the basis for being given the credit and being able to keep and build upon your credit. There are many predatory bad credit loan lenders. I once had a friend who was one such loan shark as we would call them for the rate and ethics of convincing people to put their financial future in their burden laden hands. With the crash of the economy, I had a discussion with him recently and he said he is no longer a Bad Credit Loan company, he is a debt collector. You don’t need another debt collector, especially one that can charge up to 60% interest legally in Canada. At least if your friends and family gave you the money, 20-40% interest would look amazing for them and a default on a payment will be treated much lighter.

A little ingenuity will go a long way when you have dealt with a bankruptcy, bills in arrears, defaulted loans, and job instability. This is the pond of despond of which the Bad Credit Loans often dwell, but look for the Hand of Help among your friends and family. Use the Universe, a Loan Document, and a story and method of repayment to try and raise the money, and yourself out of the situation. Keep making payments to whomever you borrow from, as the Friend Rating is often higher than the credit rating in priority as you will have to go back to them more than the bank.

It is vital either way, if you are going to sign a loan with someone, that you know the terms and have had an opinion on those terms. Many bad credit loan providers try to put terms by their clients without the client even knowing the full extent of the loan. They are required to disclose it, but disclosure is a tricky word, as tricky as the backhanded duplicated cross referencing self cancelling over charging multi default laden bad credit loan you can get from someone who claims to be disclosing. In actual fact they are, but you would likely not understand it. Use a loan from www.documentyourloan.com, understand the terms, make fair agreements with friends and family, and don’t fall into the clutches of bad credit loans. If you have to go for a bad credit loan then make sure you know exactly what you are signing.

You know my thoughts on the matter, www.documentyourloan.com

An unsecured loan is the opposite of a secured loan as it is not backed by an asset or collateral, it is a loan of which there is no backing accept for the legal ramifications of possibly someone suing for payment.

As an unsecured loan for a company, I have taken unsecured loans from friends and investors for higher interest rates in order not to encumber the assets in the event I had to take another loan in the future. The other loan would likely help consolidate the loans but would be secured. It also gave me the flexibility to sell assets within the company for additional cash flow. As an entrepreneur, unsecured loans and unsecured loan documents became very important parts of a the working company. The need for loan documents happened at least once a quarter as we shuffled one loan for another or repaid and borrow again. The loan documents at www.kasu.ca are sufficient for making the Loan Document you would need in these matters.

For unsecured loans with friends and family, I have borrowed money with the promise I would pay them back. The nice part of the unsecured loan of course is that you have flexibility with your assets and cash flow. Secured loans often have many conditions on what you can’t and cannot do making your worth less manageable.

Unsecured loans from Banks and Credit Card or finance companies often is also based upon credit ratings. In this case, the loan is much more difficult to get as it is based solely on credit rating, which factors in the borrowers income or cashflow.

Obviously if your friend is lending you money it is not based on credit score, its about your friendship. But I highly recommend documenting the loan at www.documentyourloan.com for showing your payment schedule and keeping a good track record with friends and family. Your friend rating is often just as important as the credit rating, because you will likely go back to your friends more often than you will your bank. The only thing at stake is your friendship, but it is also your cashflow. Some people call this friends and family loans, some call it Love Money, some call it goodwill lending, its all similar in concept to one common definition, they are all unsecured loans.

Unsecured loans with financial institutions are generally personal unsecured loans which the individual has made a personal pledge to repay, a business unsecured loan or unsecured business loan, of which the company makes an obligation to pay similar to the example above, or there is an unsecured business loan with a personal guarantee to pay. All three of these types of loans I have personally done within the last year! How is that for a need for good loan documentation? It is actually why I came up with the idea of this blog and the company document creator www.documentyourloan.com as it automates a process I have to repeat often.

I hope you enjoyed this definition of an unsecured loan and blog.

A Secured Loan, which is just that, when an asset is used to secure the loan such as a house, car, stock, or company, and in the event the borrower cannot pay the loan, the sale of the asset is forced, acquired, or foreclosed. Thus, the collateral secures the debt of the lender of the loan, and the loan document would specifically define how such default would transpire to acquire the asset in the event the funds are unpaid or payments are missed. In many events and cases, I have used stock loan agreements, which is a loan secured by stock in a company. There were two such events that triggered, one was that I had to make payments to the lender, and if a payment was missed the stock could be sold to repay the loan immediately, or in other events, the stock could be sold by the lender if the price of the stock fell below a certain price over a 20 day consecutive period. Either way the terms where put in place and the loan was secured by the asset. The most common is with the home, such as, a home loan line of credit, where one gets lower interest rates and higher lines of credit for allowing a mortgage to be registered against the home for the value of the line of credit. From the creditor’s perspective this is a category of debt in which a lender has been granted a portion of the bundle of rights to specified property. The opposite of secured debt/loan is unsecured debt, which is not connected to any specific piece of property and instead the creditor may satisfy the debt against the borrower rather than just the borrower’s collateral. In the case of stock loans, often if the principal is not paid by the sale of the assets, the stock in this case, the remaining balance could possibly be an unsecured loan outstanding against the debtor.

At this point in time, the lender would need an unsecured loan document to document your loan at www.documentyourloan.com.